"With the stiff competition among buyers in Marin, you need to be pre-approved and/or pre-qualified in order to write an offer. The most important step to organizing your finances - don't wait. Talk to me sooner than later about how you are planning to finance your new property.
If you are planning to take out any sort of loan, you should be talking to a mortgage broker months in advance. If you need a referral, I have an exceptional team of financial advisors and brokers to make sure you are prepared to purchase the home of your dreams. In Marin it's very important that you use local brokers to be competitive. If a listing agent is looking at your bid with a loan sourced by "your-brother-in-law-the-broker-in-Boston," compared to a trusted source they know in town - who gets our timelines and gets it done, your bid may loose big points.
If you are paying cash there are three things we need to know - is it local? is it liquid? is it your's? If the answer to any of these three questions isn't "yes," let's talk about how to make it so. If you need to move money, sell investments or get a personal loan, let's talk soon about your plans so we can be ready when the right property pops up so your cash can be king.